Chase Business Credit Card: Everything You Need to Know

• Rewards Program: Earn points or cash back on every purchase, tailored to business expenses.
• Expense Tracking: Detailed statements and online tools for better financial management.
• Travel Benefits: Travel insurance, lounge access, and other perks for business travelers.
• Financial Flexibility: Credit lines and payment options designed for business cash flow.
• Fraud Protection: Advanced security features to safeguard against unauthorized transactions.

Types of Chase Business Credit Cards

Chase Ink Business Unlimited® Credit Card

Features:

• Unlimited 1.5% cash back on every purchase made for your business.
• Employee cards at no additional cost.
• Introductory 0% APR on purchases for the first 12 months.

Chase Ink Business Cash® Credit Card

Features:

• Earn cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year.
• Employee cards at no additional cost.
• Introductory 0% APR on purchases for the first 12 months.

Features:

• Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year.
• Points are worth 25% more when redeemed for travel through Chase Ultimate Rewards®.
• Employee cards at no additional cost.
• Cell phone protection against covered theft or damage.

How to Apply for a Chase Business Credit Card

Eligibility Criteria:

• Business information required: legal name, business address, type of business, tax identification number.
• Personal information: name, address, social security number, annual income, etc.
• Credit history check.

Application Process:

1. Online Application: Visit the Chase website or apply through a local branch.
2. Documentation: Prepare necessary documents and information.
3. Approval Process: Await approval decision after submission.
4. Card Activation: Upon approval, activate your card and set up online access.

Managing Your Chase Business Credit Card Account

Online Account Management:

• Account Alerts: Set up alerts for payments due, transactions, and more.
• Payment Options: Schedule payments, view statements, and track expenses online.
• Expense Tracking Tools: Categorize spending and generate reports for financial planning.

Tips for Maximizing Benefits

• Utilize Rewards: Strategically use points or cash back for business-related expenses or travel.
• Stay Informed: Keep updated on card benefits, offers, and changes in terms.
• Payment Discipline: Maintain timely payments to avoid interest charges and enhance credit score.
• Review Statements: Regularly review statements for accuracy and to identify potential unauthorized charges.

Choosing the right business credit card is pivotal for managing finances efficiently and maximizing benefits. The Chase Business Credit Card series offers a range of options tailored to different business needs, providing rewards, financial flexibility, and security features that can significantly benefit business operations.

Whether you’re looking for cash back rewards, travel benefits, or expense management tools, the Chase Business Credit Card lineup stands out as a robust choice in the market.